My wife and I are both 30, and we’re afraid we may have to file bankruptcy. We make $70,000 a year, have a credit card debt of $23,000, a home with a $143,000 balance, $10,000 in student loans and $5,000 in medical expenses. We’ve cut up the cards, but things look pretty bad and we’re thinking about selling the house. Are we bankrupt, Dave?
More